{"id":1438,"date":"2021-11-23T21:59:39","date_gmt":"2021-11-24T02:59:39","guid":{"rendered":"https:\/\/sanchezbrown.com\/?p=1438"},"modified":"2024-05-12T18:01:55","modified_gmt":"2024-05-12T22:01:55","slug":"do-i-have-full-coverage","status":"publish","type":"post","link":"https:\/\/sanchezbrown.com\/es\/2021\/11\/23\/do-i-have-full-coverage\/","title":{"rendered":"\u00bfTengo cobertura total?"},"content":{"rendered":"<div class=\"wp-block-cover alignfull is-light numberSticky has-small-font-size\" style=\"min-height:50px;aspect-ratio:unset;\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-100 has-background-dim\" style=\"background-color:#bf9d7e\"><\/span><div class=\"wp-block-cover__inner-container is-layout-constrained wp-block-cover-is-layout-constrained\">\n<p class=\"has-text-align-center has-foreground-color has-text-color has-link-color has-large-font-size wp-elements-7c87d5b9460288edf77e6450fb0faf4c wp-block-paragraph\">FREE CONSULTATION: 407-676-4989<\/p>\n<\/div><\/div>\n\n\n\n<p class=\"has-text-align-center has-large-font-size wp-block-paragraph\"><strong>\u00bfTengo cobertura total?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00bfCree realmente que tiene un seguro a todo riesgo para su veh\u00edculo o veh\u00edculos? \u00bfQu\u00e9 significan realmente los n\u00fameros en su p\u00f3liza de seguro? Desgraciadamente, en el estado de Florida, no hay una definici\u00f3n clara de lo que es un seguro a todo riesgo. En algunos casos, la cobertura completa es b\u00e1sicamente el m\u00ednimo requerido por la ley de Florida. En otros casos, podr\u00eda ser simplemente una p\u00f3liza que protege al asegurado\/conductor de la responsabilidad civil.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Insurance Companies and some Law Offices will usually use the term full coverage to describe what in Florida is bare minimum insurance, which is the equivalent to $10,000 of personal injury protection (PIP) and $10,000 of property damage liability (PDL)**. Coverages outside of that are usually deemed as supplemental insurance. Examples of coverages that would fall under supplemental insurance&nbsp;are: rental reimbursements, new car replacement programs, and roadside assistance.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Algunas coberturas importantes a tener en cuenta son la de colisi\u00f3n y la integral, la de pagos m\u00e9dicos y la de motorista sin seguro o con seguro insuficiente. En otro art\u00edculo se explicar\u00e1 con m\u00e1s detalle la cobertura de motorista no asegurado, una cobertura muy importante que las compa\u00f1\u00edas de seguros suelen pasar por alto y en la que se hace poco hincapi\u00e9.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">El prop\u00f3sito de este art\u00edculo es ayudar a los consumidores a entender que lo que puede ser considerado como una cobertura completa por algunos, no necesariamente le cubre en todas las situaciones que se puedan presentar. No siempre es necesario que los floridanos obtengan todas y cada una de las coberturas que se pueden a\u00f1adir o incluir en su p\u00f3liza. Por ejemplo: Si usted tiene m\u00e1s de un veh\u00edculo en su hogar, es posible que no necesite un seguro complementario como los reembolsos por alquiler.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Todos los consumidores deber\u00edan revisar sus p\u00f3lizas y opciones de cobertura cada 6 meses aproximadamente, o cuando se produzca un cambio en su vida. Recuerde que su situaci\u00f3n financiera y su vida cambian con el tiempo y tambi\u00e9n deber\u00eda hacerlo su seguro. Ya sea a\u00f1adiendo un veh\u00edculo adicional o aumentando sus coberturas de protecci\u00f3n contra lesiones personales (PIP), su cobertura de seguro debe estar en su lista de tareas bianuales.<\/p>\n\n\n\n<p class=\"has-normal-font-size wp-block-paragraph\"><a href=\"\/es\/faq\/\">&lt;&lt; Back to FAQs<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Do I Have Full Coverage? Do you really think you have full coverage insurance on your vehicle\/vehicles? What do the numbers really mean in your insurance policy? Unfortunately, in the state of Florida, there is no clear definition of what full coverage insurance actually is. In certain cases, full coverage is basically just the bare<a class=\"more-link\" href=\"https:\/\/sanchezbrown.com\/es\/2021\/11\/23\/do-i-have-full-coverage\/\">Sigue leyendo <span class=\"screen-reader-text\">&#8220;Do I Have Full Coverage?&#8221;<\/span><\/a><\/p>","protected":false},"author":211549318,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"{title}\n\n{excerpt}\n\n{url}","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[8716531],"tags":[17238549],"class_list":["post-1438","post","type-post","status-publish","format-standard","hentry","category-f-a-q","tag-hot-questions","entry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Do I Have Full Coverage? - Sanchez &amp; Brown, PA<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/sanchezbrown.com\/es\/2021\/11\/23\/do-i-have-full-coverage\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Do I Have Full Coverage? - Sanchez &amp; Brown, PA\" \/>\n<meta property=\"og:description\" content=\"Do I Have Full Coverage? Do you really think you have full coverage insurance on your vehicle\/vehicles? What do the numbers really mean in your insurance policy? Unfortunately, in the state of Florida, there is no clear definition of what full coverage insurance actually is. 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